Banking cards have been in used for several decades, and are now part of everyone's daily life. Financial institutions are constantly improving and enhancing the services offered to their cardholders in terms of security, ease of use, global acceptance, rewards... Improved technology has played a big part in this trend, and in particular the introduction of EMV smartcards.
FC-Pay: a complete solution
FutureCard is at the heart of this market by offering the relevant products and services, from the most
basic- e.g. ATM mag-stripe card to the most advanced EMV and contactless technologies. Our FC-Pay offer
is a one stop for all your requirements!
• A full technological solution: a complete range of products in terms of applications, operating systems,
memory size and authentication methods.
• A commitment to standardization through the use of the latest and most common specifications available
in the industry, no more proprietary solutions.
• A fully Visa/MasterCard certified environment (product, manufacturing, personalization) in order to guarantee
the security and quality of deliveries to our customers
• State of the art production equipment in order to offer numerous visual innovations for card bodies
• Personalization being a critical part in the card issuance, FutureCard provides either in-house services from
our bureau (either for quick issuance project, or long term services) or assistance in integrating our products
in your personalization system
• In order to cope with the complexity of the EMV system, FutureCard can support the customer through their
whole project from the definition & development, up to the card personalization and associated logistics
With FutureCard expertise, professionalism and commitment, your project will be a success!
FC-Pay offer in details
EMV products
Applications
• VSDC 1.4 & 1.5
• M/Chip 2 & M/Chip 4
• CPA
Operating systems
• Native & Java Static: from 2K to 12K memory
• Java Global Platform (GP 2.1.1): from 16K to 72K memory
• Specific local products such as Advantis, Multos, Prisma are also available
Authentication
• 3DES security
• Offline data authentication: SDA or DDA/CDA
• Offline PIN: cleartext or enciphered
Personalization
• All our products support CPS (Common Personalization Specification)
EMV goes contactless...
Pure contactless products for non EMV countries - in card or sticker formats:
• Visa Paywave MSD (VCPS 2.0.2)
• MasterCard Paypass Mag 3.3
Dual interface products:
• Visa Payware qVSDC (VCPS 2.0.2)
• MasterCard Paypass M/Chip 1.3.x
And even mobile!
• Payment application available on mobile phones using NFC technology
Beyond EMV
Benefit from the smartcard multi-application capabilities by personalizing added value apllications
• Secure offline authentication (MasterCard CAP and Visa DPA) for online banking
• Loyalty, e-purse, data storage for collecting points, rewards or any type of information-well fitted for co-branded cards
• PKI for secured online PC transactions
• Transport: add contactless feature either through specific chip (hybrid card) or using High-end dual-interface cards
Not just cards
• Consulting & technical support for EMV migration (Visa VPA & MasterCard CPV processes, card profiles,
key management, card testing...)
• Specific development: applet & tools
• Assistance for integrating our products in our personalization system
• Full EMV personalization: from data preparation to fulfillment.
Even your plastic can be smart!
• New materials: colored core, transparent, translucent
• Innovative effects: metallic, holographic, 3D, tactile, matt or glossy finishing
• Customized shapes: ideal for companion cards
• Refresh the old black magnetic stripe by choosing a colored version
• Eco friendly: new choice of core materials - such as Bio PVC or PETG - in order to limit the environment print
No logistics nightmares
• Chip sourcing from multiple leading suppliers: Infineon, Inside, NXP, Samsung, ST Microelectronics
• Fast turn-around lead time
• Fast and reliable shipments from Dubai hub
